Integrative Financial Strategies
is a Registered Investment Advisory firm headquartered in Alamo, California. We specialize in customizing employer sponsored defined contribution plans, such as 401k and 403b plans. as well as defined benefit retirement plans. We help employers and employees develop a partnership that enables the employer to attain its corporate strategic, financial and fiduciary goals while ensuring that employees are in the best position to improve their financial outcome in retirement. Our specialization in retirement plans and training in fiduciary processes, enable us to serve in the capacity of an ERISA 3(38) investment manager - the highest level of co-fiduciary responsibility.
Serving as an ERISA fiduciary, we can be retained on a limited duration or ongoing basis to assist responsible Plan Fiduciaries in correcting identified fiduciary compliance shortfalls and improving fiduciary governance of the plan.
We work with plan participants and other individuals to develop investment/wealth management strategies, based on each indivdiual's tolerance for risk, tax position and other personal circumstances, requirements and objectives, and integrate them into a cohesive financial picture.
IFS is about providing institutional quality services to the employer and empowering individuals to transform their own financial destiny - efficiently, effectively and transparently - into acceptable retirement.
Because we are process-driven, not product-driven, we bring a completely objective, truly analytical approach to the table. We empower you to make fully optimized wealth management decisions with a complete understanding of your entire financial picture.
Meet our Founder
Amir M Habib,
AIFA*, MBA, AAMS
Amir Habib is the founder and chief investment officer of Integrative Financial Strategies. He has over 35 years of experience as investment analyst, strategic planner, institutional investment manager, and investment banker.
Starting out as a Senior Financial Analyst, he subsequently served as consultant to Fortune 500 companies on matters of corporate strategy development and planning. Prior to founding his own firm, he managed a portfolio of private equity investments for a large privately-owned company and later as investment banker he structured and placed initial public offerings, mergers and acquisitions and private financings.
Amir began working with corporate retirement plans over fifteen years ago at the Principal Financial Group - a leading provider of retirement plan solutions including qualified and non-qualified defined contribution and defined benefit plans. He also brings over five years of teaching experience at the Graduate School of Business of the University of Phoenix to help guide, educate and engage retirement plan participants.
He has received formal training in investment fiduciary practices and his designation as an Accredited Investment Fiduciary Analyst(or AIFA*) by the Center for Fiduciary Studies qualifies him to perform fiduciary assessments for plan sponsors, investment stewards and investment advisors.
Amir holds a MBA from Harvard University and a BS degree from the University of California, Berkeley. He has earned the Accredited Investment Fiduciary Analyst* (or AIFA*) professional designation issued in conjunction with the University of Pittsburgh by Fiduciary360.